Optionlife®-A Real
Windfall
Who Qualifies for
Optionlife®?
Individuals between the ages of 70 & 90 with a net worth of at least
$1,500,000 that do not have a terminal or life threatening disease
may qualify. The greater their net worth, the more life insurance
they will be able to obtain. If they qualify for Optionlife®,
they may receive substantial benefits without any cost or personal
obligation.
Benefits of
Optionlife®
* If the insured dies during the first 2 years of the program, his
or her trust will receive the life insurance death benefit less
any premiums advanced by a lender who funds the policy. * At the
end of two years, if the insured wishes to continue the life insurance
benefit, he or she may retain the coverage by repaying all financed
premiums, plus interest, and pay all future premiums.
* If at the end of 2 years the insured no longer wishes to retain
the life insurance, he or she can receive a substantial lump sum
cash benefit by requesting our group to sell the policy.
Who May Receive These Benefits?
If the insured dies within the first 2 years, the life insurance
benefit is paid to his or her trust and then to the trusts beneficiaries.
If the insured survives 2 years and decides to sell the policy,
the lump sum settlement can go to a beneficiary or the insured.
Do I have Any Risk In This
transaction?
Since this transaction is done on a non-recourse basis, the only
collateral pledged is the life insurance policy itself.
This Sounds Like I Am Getting
Something For Nothing...Am I ? If the insured decides not
to keep the policy after 2 years, the potential cash benefit paid
is in exchange for allowing the life insurance coverage to remain
in place. The insured is allowing the investors to utilize his or
her insurability which is a valuable asset to the large institutional
investment companies who purchase these policies.
Lifton Insurance Agency , Inc
1800 NW Corporate Blvd.
Suite 300
Boca Raton, FL 33431
Phone: 561-997-5511
800-282-3118
Fax: 561-997-9636
Email: info@liftoninsurance.com
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Reserved.
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